Find the best financial tools available today

10 Ways to Save Money

Saving money can be much easier than you thought. How you spend your money is as important as how much you earn. These are ten ways to spend less and save more that most people avoid or even have no idea about.

Buy Used Gift Cards

There are websites, where you can get gift cards from Target and Walmart with a decent discount. Make sure to only get gift cards for the stores where you actually buy something on a regular basis or it will be a waste of money.

Get Lower Monthly Bills Rates

Find a service that provides information on rates for internet, phone, cable, gas, etc and have a look before paying for anything.

Shop Online and Use Coupon Codes and Discounts

Make your online purchases through specialized websites that offer different coupon codes and discounts. These websites work with more than 2,000 stores, such as Walmart, Target, eBay and many others. The websites receive a special for every purchase made and share it with you, so you will get a part of it from 1 to 40%. You should make sure the site is legit and your traffic is secured though when searching for these sites.  Falling victim of identity theft or credit card fraud would end up costing you more.

Save Up on Exercising

Stop overpaying for fancy workout classes and go the old way – workout outside or go to a local community college gym. Thanks to a variety of video tutorials online you can also imitate a workout session with a personal trainer at home.

Rethink Your Wardrobe

Stop buying pieces that you will rarely wear. Choose clothes that you can match with what you already own and wear on various occasions. Stop paying small fortunes for designer clothing, it is not worth it.

Buy after the Season

It is common to buy Christmas decorations right before Christmas and watersports attire before going on vacation in summer. Make an effort to do otherwise and make such purchases right after the season is over, when there are discounts everywhere.

Buy Used Things

Something you need might be something another person is ready to throw away. Check the thrift stores and garage sales before going to the regular stores.

Save Energy

By saving energy, you will save some money. Discover how you could spend less energy to spend less money. Start by turning the lights off when you leave and getting the plug out of the sockets, when you are not using them.

Buy Used Cars

You can save up to 35%, if you a buy a car just a year after it was sold for the first time.

Move to a Smaller Home

The bigger the space you live in is, the higher your expenses are. Move to a smaller home and you will immediately notice that you save a lot of money.